Terms of Service
Last Updated: January 1, 2026
Please read these Terms of Service carefully before using the Capital Competences website. By accessing or using our website, you agree to be bound by these terms.
1. Acceptance of Terms
By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms, please do not use this website.
2. Use of Services
Our services are intended for business and professional use. You agree to use our website and services only for lawful purposes and in accordance with these Terms. You agree not to use our services in any way that violates any applicable laws or regulations.
3. Intellectual Property
The content, features, and functionality of this website, including but not limited to text, graphics, logos, icons, images, audio clips, and software, are the exclusive property of Capital Competences and are protected by international copyright, trademark, and other intellectual property laws.
4. User Accounts
When you create an account with us, you must provide accurate, complete, and current information. You are responsible for safeguarding the password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized access or use of your account.
5. Payment Terms
For paid services, you agree to pay all fees associated with your selected plan. All payments are non-refundable unless otherwise stated. We reserve the right to change our pricing at any time, with notice provided to existing customers.
6. Limitation of Liability
In no event shall Capital Competences, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.
7. Changes to Terms
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. Your continued use of the website after any changes constitutes acceptance of the new Terms.
8. Contact Information
If you have any questions about these Terms, please contact us at legal@capitalcompetences.com or by mail at: Capital Competences, 123 Business Center, Suite 500, New York, NY 10001, United States.